
ADM Financial Services,
Inc.
A Subsidiary of Hickory Bank & Trust, fsb
Your financial security is
our number one priority. ADM Financial Services, Inc.
would like to assist you in meeting your financial goals right now and in
the future.
As you probably know, there are a number of risks involved when you choose to invest your money. ADM Financial Services is
here to help you develop a portfolio with just the right balance of stability and risk to fit your financial situation.
ADM Financial Services will be here beyond the purchase or sale of an investment. Once you choose us as your financial services
provider, were committed for as long as you are.
Securities are offered
exclusively through Raymond James Financial Services, Inc. (Member
NASD/SIPC, an independent broker/dealer), and are not insured by FDIC or any
other bank insurance, are not deposits or obligations of the bank, and are
not guaranteed by the bank, and are subject to risks, including the loss of
principal.
ADM Financial Services provides
you with several opportunities to help you meet your financial goals:
Asset Management
If you need help managing your
portfolio, we have the services available for individuals, retirement funds,
endowments, trusts, and more.
Cash Management
If youre looking for a
full-service investment account with a cash management program, we offer the
Elite Investment AccountTM for an annual fee.
Retirement Planning
When planning your retirement
there are a number of choices. Were here to help you make the right
decisions to plan for your future. We specialize in IRA and 401(k)
Rollovers.
Tax Planning
Taxes can have quite an impact
on investment income. We try to reduce the impact by offering tax-advantaged
investments.
Corporate Finance
For help in arranging sales,
mergers, or acquisitions, look to ADM Financial Services. We also offer
consultation services for those privately held companies interested in a
public offering.
Stocks
Are you interested in the stock
market? We trade listed, over-the-counter, and preferred stocks, as well as
options from most national and regional exchanges.
Bonds
We maintain active markets in
corporate, government, and municipal bonds. We also offer advice and
consultation services for municipalities and issuers of municipal bonds.
Insurance and Annuities
Our insurance support services
cover both individual and corporate group needs. We provide evaluations of
life, health, and disability insurance; fixed and variable annuities; and
other insurance products for financial and estate planning.
Mutual Funds
Our clients can choose from
thousands of mutual funds (including open-end and closed-end funds, load and
no-load funds) from a variety of mutual fund companies. These funds cover a
broad range of investment objectives, from current income to capital
appreciation and many styles in between.
Account Insurance
Client securities in accounts
custodied by Raymond James & Associates are protected by the
Securities Investor Protection Corporation (SIPC) up to $500,000, including
up to $100,000 in cash, in the event of a firms liquidation. An additional
$49.5 million of protection, including up to another $900,000 for cash
awaiting investment, is provided by Asset Guaranty Insurance Company. On
July 21, 2000 an additional $50 million of protection was purchased from
Travelers Casualty and Surety Company, a company with an AA-Standard and
Poors and A+A.M. Best and AA Fitch rating, providing a total of $100
million. This does not protect against market fluctuations.
Whatever your financial or
investment needs, please call or come in and visit with a brokerage service
representative at ADM Financial Services. We will be glad to meet you for a
confidential, no-obligation consultation.
Just call 217-872-3909 to
schedule an appointment.
ADM FINANCIAL SERVICES,
INC.
DemirCo
Place
225 Water Street
Decatur, Illinois 62522

Member NASD/SIPC
Securities are:
|
NOT
FDIC
INSURED |
NOT GUARANTEED
by Hickory Point Bank & Trust, fsb Subject to risk and may lose value |
|