ADM Financial Services, Inc.
A Subsidiary of Hickory Bank & Trust, fsb

Your financial security is our number one priority.  ADM Financial Services, Inc. would like to assist you in meeting your financial goals right now – and in the future.

As you probably know, there are a number of risks involved when you choose to invest your money. ADM Financial Services is here to help you develop a portfolio with just the right balance of stability and risk to fit your financial situation.

ADM Financial Services will be here beyond the purchase or sale of an investment. Once you choose us as your financial services provider, we’re committed for as long as you are.

Securities are offered exclusively through Raymond James Financial Services, Inc. (Member NASD/SIPC, an independent broker/dealer), and are not insured by FDIC or any other bank insurance, are not deposits or obligations of the bank, and are not guaranteed by the bank, and are subject to risks, including the loss of principal.

ADM Financial Services provides you with several opportunities to help you meet your financial goals:

Asset Management
If you need help managing your portfolio, we have the services available for individuals, retirement funds, endowments, trusts, and more.

Cash Management
If you’re looking for a full-service investment account with a cash management program, we offer the Elite Investment AccountTM for an annual fee.

Retirement Planning
When planning your retirement there are a number of choices. We’re here to help you make the right decisions to plan for your future. We specialize in IRA and 401(k) Rollovers.

Tax Planning
Taxes can have quite an impact on investment income. We try to reduce the impact by offering tax-advantaged investments.

Corporate Finance
For help in arranging sales, mergers, or acquisitions, look to ADM Financial Services. We also offer consultation services for those privately held companies interested in a public offering.

Stocks
Are you interested in the stock market? We trade listed, over-the-counter, and preferred stocks, as well as options from most national and regional exchanges.

Bonds
We maintain active markets in corporate, government, and municipal bonds. We also offer advice and consultation services for municipalities and issuers of municipal bonds.

Insurance and Annuities
Our insurance support services cover both individual and corporate group needs. We provide evaluations of life, health, and disability insurance; fixed and variable annuities; and other insurance products for financial and estate planning.

Mutual Funds
Our clients can choose from thousands of mutual funds (including open-end and closed-end funds, load and no-load funds) from a variety of mutual fund companies. These funds cover a broad range of investment objectives, from current income to capital appreciation and many styles in between.

Account Insurance
Client securities in accounts custodied by Raymond James & Associates are protected by the Securities Investor Protection Corporation (SIPC) up to $500,000, including up to $100,000 in cash, in the event of a firm’s liquidation.  An additional $49.5 million of protection, including up to another $900,000 for cash awaiting investment, is provided by Asset Guaranty Insurance Company. On July 21, 2000 an additional $50 million of protection was purchased from Travelers Casualty and Surety Company, a company with an AA-Standard and Poor’s and A+A.M. Best and AA Fitch rating, providing a total of $100 million. This does not protect against market fluctuations.

Whatever your financial or investment needs, please call or come in and visit with a brokerage service representative at ADM Financial Services. We will be glad to meet you for a confidential, no-obligation consultation.

Just call 217-872-3909 to schedule an appointment.

ADM FINANCIAL SERVICES, INC.
DemirCo Place
225 Water Street
Decatur, Illinois 62522


Member NASD/SIPC

Securities are:

NOT
FDIC
INSURED

NOT GUARANTEED
by Hickory Point Bank & Trust, fsb  Subject to risk and may lose value

 



Asset Management
Cash Management
Retirement Planning
Tax Planning
Corporate Finance
Stocks
Bonds
Insurance & Annuities Mutual Funds
Account Insurance

 
 
Hickory Point Bank & Trust is an Equal Opportunity Employer

Hickory Point Bank & Trust, fsb
PO Box 2548, Decatur, IL 62525-2548
(217) 875-3131  Toll Free 1-
800-872-0081