Hickory Point & Click provides you with a secure connection to Hickory Point Bank and Trust, giving you access to all of your accounts 24 hours a day, seven days a week (with the exception of scheduled maintenance hours and unforeseen circumstances), from any personal computer with an Internet connection.

Using Hickory Point & Click can enable you to:

• Have instant access to your account balances and transactions.

• Confirm deposits.

• See if a specific check has cleared.

• View images of cancelled checks. 

• Transfer funds between your Hickory Point Bank and Trust accounts.

• Verify your loan balances.

• Make Hickory Point Bank and Trust loan payments.

• View interest information.

• Electronic bill pay through Hickory Point BillPay click here for more information.
   

SECURITY
The security of your account information and financial data is of utmost importance to us. That is why Hickory Point & Click utilizes the latest technology, which was developed to safeguard data through encryption or coding of information. This creates barriers between systems that can only be crossed with authorized passwords, and by creating safe pathways to and from each system.

Multiple layers of advanced security tools including cryptography, firewalls and trusted operating systems are used to prevent tampering and ensure the privacy of your account information. Before gaining access to any account information, each individual is authenticated by a personal User Code and Password.

You will personally select your own 8 - 12 character alpha and/or numeric password. No one else will be able to access your accounts because only you know your password. Using a combination of numbers and letters provides maximum security for the protection of your individual account information.
 

FREQUENTLY ASKED QUESTIONS (FAQ)

What is Hickory Point & Click?

Hickory Point & Click is a convenient, safe and secure way to conduct most of your everyday banking transactions by way of an internet connection. You can access all of your Hickory Point Bank and Trust accounts, except for credit card accounts.

How much does Hickory Point & Click cost?

Hickory Point & Click is free of charge to customers of Hickory Point Bank and Trust.

If I sign up for Hickory Point & Click will I still receive a statement in the mail?

Yes. You will definitely continue to receive your scheduled statements as usual.

How many months of statements can I view online?

You can view the current and previous month's statements.

Do I have a limit as to how many accounts I can view online?

There is no limit.

Are there limits to the number of transfers I can make?

Some accounts, such as checking accounts, have no limits as to the number of transfers you can make. However, many savings and money market accounts, by Federal Regulation, are allowed a predetermined number of withdrawals and transfers per statement cycle. If you’re unsure whether your account has this restriction or if your account has excess item charges, please check with a sales and service associate. They’ll be glad to assist you.

How do I sign up for Hickory Point & Click?

Customers with accounts at Hickory Point Bank and Trust may sign up for Hickory Point & Click by completing an application. Go to the “How to Use Hickory Point & Click” section and click on the application button. After completing the form, you can either e-mail, fax, or send it by regular mail to us for processing.

How do I log on to Hickory Point & Click for the first time?

Go to the "How to Use" section of the Online Banking page and follow the easy steps.

What if I forget my password?

To regain access to the system, you will have to call our main office at (866) 242-6262.

I have entered my password incorrectly several times and now that I remember it, I can’t get into the system.

As a security feature, you have only 3 attempts to enter your password correctly before you are locked out of the system. To regain access, you will have to call our main office at (866) 242-6262.

One of my accounts is not listed in my summary of accounts.

Please call our main office at (866) 242-6262, and we will ensure that all of your accounts are included in your portfolio. Remember that you must be an owner on the account in order to view its information.

HOW TO USE HICKORY POINT & CLICK

First Time User

Logon       Demo       Register

1. Click on the “Register” link.

2. Fill out the application and e-mail it directly to us, or print it and then either fax or regular mail it to us.

3. Your password will be sent to you by either e-mail or regular mail, depending on the choice you selected on the application.  You will be required to change your password once you gain access to the system.

Registered Users

1. Click on the above 'Logon' button to enter the secure system.
2. Enter your social security number and your  8 to 12-digit password to access your accounts.