Rates are subject to change at any time all rates are expressed as Annual Percentage Rates (APR)

Loan rates are current as of 07/02/2009

Mortgage Loan Rates*

In House 3 Year Balloon

5.125%

0 Points

In House 5 Year Balloon

5.375%

0 Points

In House 1/1 Year ARM

5.000%

0 Points

In House 3/3 Year ARM

5.250%

0 Points

In House 5/5 Year ARM

5.500%

0 Points

In House 7/1 Year ARM

5.750%

0 Points

Investor Rate 10 Year Fixed

4.500%

0 Points

Investor Rate 15 Year Fixed

4.875%

0 Points

Investor Rate 20 Year Fixed

5.375%

0 Points

Investor Rate 30 Year Fixed

5.375%

0 Points

Investor Rate 40 Year Fixed

6.125%

0 Points

Jumbo Loan 15 Year Fixed

N/A

0 Points

Jumbo Loan 30 Year Fixed

N/A

0 Points

Second Mortgage Loan Rates*

3 Year

6.500%

5 Year

7.000%

*Annual Percentage Rates assume a 20% down payment.  For adjustable rate mortgages, rates may increase during the term of the loan.

Rates are based on an $80,000 mortgage acquired after a buyer places 20% down on a home purchased for $100,000. The APR could be different based upon prepaid interest,  PMI, and closing costs.

Investor interest rates are subject to change and are based on specific terms.

OTHER LOAN RATES

Retail Rates

MasterCard/Visa Credit Line

18.00%

Home Improvement Loans

Unsecured Loans
(Max. term - 36 months)

10.00%

Construction Loans

Construction Loans

5.90%

Home Equity Loans

Credit Line

4.000%

Personal Loans

Signature Line of Credit
 

10.00%

Auto Loan Rates
(add 1% for recreational & marine units)

36 MO

48 MO

60 MO

72 MO

New/Used 2008 - 2009

5.25%

5.25%

5.40%

6.25%

Used 2006 - 2007

5.50%

5.50%

5.90%

Used 2005

5.75%

5.75%

6.25%

Used 2004

6.25%

6.25%

6.75%

Used 2003

6.75%

6.75%

Used 2002/older

8.50%

8.50%