|
Consumer Loans
Whether you are purchasing a
vehicle, working on home improvements, debt consolidation or even a dream
vacation, whatever the reason
we have a loan to fit your need. Our loan
officers will make the process easy for you and provide prompt, professional
service. Simply click on this link to contact a
consumer lender.
Mortgage Loans
As one of the leading home mortgage lenders
in the area, Hickory Point Bank and Trust offers many financing choices to
fit your credit needs. Youll find our loan officers to be friendly and
helpful in advising and counseling you to make the process of buying a home
as easy as possible. Check out our
current mortgage
rates and consider Hickory Point Bank and Trust for your next home loan
or refinancing needs.
Simply click on this link to contact a
mortgage lender.
Construction Loans
Our construction loans are designed for
both the lot and your new home. See one of our experienced loan officers for
more information and assistance with your financing
Simply click on this link to contact a
lender. Home Equity Lines of Credit and Home
Equity Loans
A home equity loan or line of credit is a
great way to pay for the big-ticket items, such as college tuition, a new
roof, a special gift, or that dream vacation. Equity is the difference
between the value of your home and what you still owe its the portion of
your home you actually own. Hickory Point Bank and Trust will loan you the
money based on your equity and secured by your home mortgage. See our
current rates
and apply for a home equity loan today.
Simply click on this link to contact a
lender.
Ready Reserve
Hickory Point Bank and Trusts Ready Reserve
makes it easy for you to borrow as easy as writing a personal check and
you dont need to fill out an application each time you need a loan. Ready
Reserve is offered to all pre-approved checking accounts. There is no fee
for this line of credit until an advance is made into your account.
Depending on the amount owed at statement time, a payment will automatically
be made to the outstanding balance. In addition, a payment may be made at
any time. Protect yourself against overdrafts. Stop in any one of our eight
branches and fill out an application, or just simply fill out the online
application, print it, and either fax it to us at 217-872-3977 or mail it to
the address below:
Ready Reserve Disclosure/Application
To download any
forms/applications you need Adobe Acrobat Reader.
If you don't have this program and would like to download it now click
HERE
Hickory Point Bank & Trust
Loan Department
PO Box 2548
Decatur, IL 62525-2548
|
